Who we help
Start with your situation.
Different circumstances raise different questions. Explore the questions for each situation while the full guides are reviewed.
Serving personnel
Using a BFPO address?
How to ask about address and identity evidence when service postings are part of your history.
In editorial review
Faith-based finance
Checking an interest-free claim?
Questions about the contract, total cost and independent certification before you decide.
In editorial review
Private-hire drivers
Financing a working car?
Check vehicle licensing, permitted use and hire-and-reward insurance together.
In editorial review
Recent UK arrivals
Short UK address history?
Prepare an accurate residence history and ask which evidence a provider accepts.
In editorial review
Retired applicants
Income from a pension?
Bring the different pension payments and your regular spending into one clear budget.
In editorial review
Variable-pay employees
Hours change each month?
Document a run of payslips and plan around a quieter month, not the best one.
In editorial review
Drivers needing adaptations
Modifying the car?
Check installation permission, insurance and end-of-term conditions first.
In editorial review
These summaries offer general questions, not an eligibility decision. If your situation isn't listed, you can still contact us.